Olysigns Customer Internet Privacy Statement
Olysigns respects your privacy and is committed to
protecting it at all times. This Internet Privacy Statement explains how
we collect, use, and safeguard information on this Web site.
Click here to learn:
- What information we collect on this site.
- How we use the information we collect.
- How we use "cookies" and other tools to track site
and advertising banner activity.
Many areas of the site require the use of a User ID and Password as an
additional security measure that helps protect your confidential
information. This allows us to verify who you are, thereby allowing you
access to your account information, and preventing unauthorized access.
When you have finished using a secure area of our Online Services, make
sure you always click on the red "Exit Secure Area" or "Log
Out" link which appears on the left-hand side of every secure page.
When you click on it, you will be given the option to end your secure
session. No further secure transactions can be conducted without
re-entering your User ID and Password.
You should be aware that browser software often "caches" a
page as you look at it, meaning that some pages are saved in your
computer's temporary memory. Therefore, you may find that clicking on your
"Back" button shows you a saved version of a previously viewed
page. Caching in no way affects the security of your confidential User ID
or Password. If you use a computer in a public place to access your
account information, simply quit/exit the browser software before leaving
to minimize the possibility of anyone else viewing your confidential
information.
In order to bring you the many online products and services offered by
Olysigns, we work with carefully selected vendors and business partners.
If we have to share any information with these companies in order to
provide a product or service to you, we first conduct a careful evaluation
of their information and security systems and practices, and require
administrative, technical, and physical safeguards to ensure the security
and confidentiality of our customer information. At any time, we may audit
our partners and vendors to verify the continued security of their systems
and practices
You should be aware that other Internet sites that you link
to from the Olysig.com site or an Olysign.com e-mail may contain privacy
provisions that differ from the provisions of our Privacy Statement. To
ensure your privacy is protected, we recommend that you review the privacy
statements of other Internet sites you visit.
Credit bureaus compile records of individual consumers' credit habits to
assist lenders, employers, and other businesses in assessing an
applicant's creditworthiness. It is recommended that you obtain a copy of
your credit report at least once a year to check for inaccuracies.
Checking for inaccuracies will enable you to correct mistakes before you
apply for a job, credit card, a loan, or insurance.
In the United States, credit records are usually maintained by credit
bureaus that generally operate on one of three national reporting systems:
Equifax, Inc.
P.O. Box 740241
Atlanta, GA 30374-0241
800-685-1111
www.equifax.com
Experian, Inc. (formerly TRW)
P.O. Box 2002
Allen, TX 75013
888-397-3742
www.experian.com
Trans Union LLC
P.O. Box 1000
Chester, PA 19022
800-888-4213
www.transunion.com
Contact these bureaus for a copy of your credit report. Some bureaus
charge a small fee for a copy of your report. The law requires that if you
have been denied credit within the last 60 days, the bureau that supplied
the report to the creditor must provide the report to you free of charge.
If you find inaccuracies or information that you want to clarify,
contact the credit bureau and explain the error(s). The bureau is required
to re-verify the information within 30 days or remove it from your file.
If there is negative information that must remain in your file, you may
provide the bureau with a brief explanation (100 words) that will be kept
in your file. Negative information is generally kept for seven years;
bankruptcy information for 10.
Many companies use direct mail, telemarketing, and e-mail to reach
consumers. If you do not wish to be solicited, there are some steps you
can take to reduce the number of solicitations you receive:
- Write to the companies that are contacting you and ask to be removed
from their lists.
- Watch for special billing inserts provided by some companies that
let you exclude your name from their lists.
- Say "no" to telemarketers who want more information than
you feel is necessary and to those who refuse to send follow-up
explanatory materials. Under the Telephone Consumer Protection Act (a
U.S. federal law), a telemarketer who calls you cannot continue this
practice after you have requested that the calls stop.
- Many states have their own laws and regulations governing
telemarketing, and maintain "do not call" lists that you can
sign up for. Check to see if your state has a "do not call"
Web site.
- Send an e-mail reply to the e-mails offers from companies or
organizations you do not wish to hear from, and request to be removed
from future e-mail marketing lists. Or, follow the opt-out
instructions that the sender may provide in the e-mail offer.
- Look for a privacy statement or policy on Web sites you visit. The
statement should explain what information is collected, how it is used
and safeguarded, and how to set your e-mail marketing preferences.
- The Direct Marketing Association (DMA) maintains lists of consumers
who do not wish to receive marketing offers by mail, e-mail, or phone.
Registering for the DMA's Mail Preference Service, E-mail Preference
Service, or Telephone Preference Service will help reduce the volume
of offers you receive. The DMA can be reached:
Online at: http://www.dmaconsumers.org/consumerassistance.html
By mail:
DMA Mail Preference Service
P.O. Box 643
Carmel, NY 10512
or
DMA Telephone Preference Service
P.O. Box 1559
Carmel, NY 10512
Internet Registration
www.dmaconsumers.org
Please note that the DMA charges consumers $5.00 to register online for
these services.
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When paying with a major credit or charge card:
- Do not provide your telephone number for identification when using a
major credit or charge card. However, a merchant that has no
electronic or telephone connection with the card company to verify
your account at the time of purchase may still ask for a telephone
number.
- Do not write your telephone number on credit or charge card purchase
slips.
When paying by check:
- Do not put your Social Security number on your check.
- Do not allow your credit or charge card account number to be written
on your personal check. A number of states forbid merchants to record
credit or charge card account numbers on personal checks. Merchants
are permitted to simply note whether you have a major credit or charge
card as an indicator of your creditworthiness. Exceptions include
emergency check cashing, where you have pre-approved the use of your
card to guarantee your check. Be forewarned, however, that merchants
may refuse to accept your check if you refuse to allow them to record
your card number.
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If you need further guidance, you may wish to consult the consumer affairs
office of the company involved, the U.S. Better Business Bureau, or your
local or state consumer protection agency.
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